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Digital Invoicing

Stop wasting your time with paper invoices. There’s a better way to get paid.
You have more great things to do than deal with the cost and hassle of printing and mailing paper bills, waiting weeks to receive payment, and manually prepare and manage all the paperwork.

SPMS makes it easy to deliver custom digital bills to any buyer with an email address. Digital invoices provide your buyers with a simple, no-hassle way to pay from their computer or mobile device. And it’s all included at no cost with your SPMS Gateway account.

Additional features

No integration required

Start sending invoices without any development or the need for additional software.

Responsive design

Customers can easily view and pay from any connected device.

Multiple payment methods

Accept card and eCheck (ACH) payments.


Include discounts or allow partial payments with any invoice.


Check the status of every invoice. Filter by invoice sent, paid, cancelled, or drafted.
Increase authorization approvals

With card information updated monthly, you can avoid unnecessary payment declines, interruptions, and the cost associated with contacting customers for new information.

Improve customer retention and loyalty

Reduce the customer friction caused by payment disruptions or the need for manual updates, minimizing the risk of cancellation or non-payment.

No update? No extra charge

You only pay per update, and over time your savings should far outweigh the costs. On average, 20-35 percent of cards update in the first month, followed by 7-8 percent each month after.

Easy-to-read reports

View a summary of which cards were updated and why, and whether the account was closed. For your convenience, you can view these reports in the Merchant Interface or using the API.

Virtually no set up

If you’re already using CIM or ARB, simply opt in under Account Settings to add Account Updater. To see which of these tools fits your business best, learn more about recurring payments.

"SPMS makes it a snap to create custom, detailed invoices that can be emailed for easy online payment. Now the whole country can experience our services."